The Best 5 Personal Finance Forums and Online Communities

DDerek February 22, 2024 7:01 AM

If you're passionate about personal finance and investments, or you're just starting on your financial journey, being part of an online community can be incredibly beneficial. These platforms are perfect for learning, sharing experiences, and seeking advice from like-minded individuals. Here are our picks for the best 5 personal finance forums and online communities.

Reddit – r/personalfinance

One of the most well-known online communities is Reddit, and its r/personalfinance section is one of the best resources for all things finance-related. Here, you can discuss budgeting, saving, getting out of debt, credit, investing, and retirement planning.

Reddit's structure allows for people of different backgrounds and expertise levels to contribute and help each other. The community is also well-moderated, ensuring that discussions stay on topic and helpful.


Inspired by the investment philosophy of Vanguard founder Jack Bogle, Bogleheads is a forum dedicated to discussions about investing, personal finance, and retirement planning. Its community members are known for their sound and practical investment advice, often advocating for low-cost index funds, diversification, and a long-term perspective.

Bogleheads also has a comprehensive wiki covering various topics, making it an excellent resource for both beginners and seasoned investors.

Mr. Money Mustache Forum

The Mr. Money Mustache Forum is an offshoot of the popular personal finance blog of the same name. The forum focuses on achieving financial independence and retiring early (FIRE) through frugality and smart investing.

While the blog provides a wealth of information, the forum allows for discussions and deeper dives into various topics. It's a great place for those looking to achieve financial freedom at a young age.

Early Retirement Extreme

Similar to the Mr. Money Mustache Forum, Early Retirement Extreme (ERE) is a community centered around the FIRE philosophy. However, ERE distinguishes itself with its focus on extreme frugality.

ERE encourages a lifestyle adjustment to lower spending and increase saving, with the ultimate goal of achieving financial independence as quickly as possible. It's a tight-knit community that offers support, advice, and inspiration for those on the path to early retirement.

Financial Independence subreddit – r/financialindependence

Another popular subreddit, r/financialindependence, is a community for people interested in achieving financial independence and retiring early. Here, you can find discussions on investing, saving, real estate, tax strategies, and more.

Users on this subreddit often share their personal stories and achievements, providing real-world examples and motivation for others on the same journey.

Here's a quick comparison of these top 5 personal finance forums:

Forum Focus Key Features
Reddit – r/personalfinance General personal finance Diverse topics, well-moderated
Bogleheads Investing, retirement planning Sound advice, comprehensive wiki
Mr. Money Mustache Forum FIRE, frugality In-depth discussions, blog tie-in
Early Retirement Extreme Extreme frugality, FIRE Lifestyle adjustment advice
Financial Independence subreddit FIRE, investing Real-world examples, tax strategies

Being part of an online community can greatly enhance your financial journey and knowledge.

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